We do have these credit issues which are hanging over the markets. I think everybody at this point recognizes that. The key questions at this point being are they idiosyncratic and overblown or is this something more widespread.The cockroach issue as Jamie Diamond suggested this week and saying there usually isn't only one. We're trying to figure out investors are I think the markets are. What other issues are there.We've been talking about this on this show for the better part of the last 3 weeks since Sep ...