On 25 June 2026, UK Finance confirmed that major UK banks have completed proof-of-concept testing on a voluntary service that allows customers to verify their name, age or address straight from their banking app. This is a substantive achievement, and the model is proven in other regions: bank-led digital identity reaches around 99% of working-age adults in Sweden and 97% in Norway. The unanswered question of liability Here the open questions begin, and the first is one of the largest. When a relying party ...