PresentationJames RosenthalResearch Analyst Good afternoon, and good morning. I'm James Rose from Barclays Business Services team. And for another year, I'm delighted to introduce today's session with Experian as part of our Global Credit Bureau Forum. Once again, Experian has an excellent series of speakers and presentations for us over the next few hours to showcase both their products and their senior business leaders. In this session, we also have some new faces presenting to us. Our agenda for today, w ...