TO: Investment CommunityFROM : Garanti BBVA / Investor Relations SUBJECT: Redemption of the debt instrument at abroad within the Medium Term Note (MTN) programDATE: January 22, 2026 Ref: Our public disclosure dated 21.01.2025.  The debt instrument issued pursuant to MTN program by our Bank at abroad on 21.01.2025 in the amount of USD 17,500,000 was redeemed. *In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.  We declare that our above s ...