Pooled Employer Plan: The new Workplace Benefits Advised Pooled Employer Plan (PEP) enables a group of business owners to form a shared retirement plan, reducing administrative burden. The PEP also offers flexible plan design features, allowing employers to tailor a retirement plan to their unique business goals and employee needs. Small Business 401(k): The recently enhanced Merrill Small Business 401(k) offers managed recordkeeping and a modern digital platform that helps simplify enrollment, fund selecti ...