Milko / Getty Images ACA open enrollment began Nov. 1, but subsidies are in limbo due to the government shutdown. Key Takeaways Key Affordable Care Act (ACA) tax credits for Obamacare enrollees are at the center of the government shutdown—and in limbo as 2026 open enrollment is underway. ACA Marketplace shoppers may face higher premiums—$1,000 a month on average. You can wait for Congresss to potentially extend the subsidies, but you must enroll by the 2026 deadlines to avoid a coverage gap. Why Pr ...