Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Most people panic when their credit-card bill tops four figures. Robert Kiyosaki shrugs off the word "billion." "The Rich Dad, Poor Dad" author—whose personal finance lessons have shaped generations of investors—says debt isn't something to fear. It's a tool, if you know how to play the game. During a appearance on "The Iced Coffee Hour" podcast earlier this month with Graham Stephan, a real-estate investo ...