For many retirees, the holiday season is the perfect time to give back. And there’s one IRS-approved trick that can make that generosity go even further. Must Read A qualified charitable distribution, or QCD, is a direct donation from your IRA that can shrink your tax bill while helping your favorite charity. “It’s one of the IRS’ best-kept secrets for retirees,” Ashton Lawrence, a certified financial planner at Mariner Wealth Advisors in Greenville, South Carolina, told CNBC. (1) So what exactly is a ...