Tenants have to pay their rent on time every month — and it’s long been a pain that this record of financial responsibility has historically rarely counted toward building credit. However, that’s changing. More and more renters are turning their monthly payments into a credit-building tool. A new TransUnion survey found that 13% of consumers had their rent reported to the three major credit bureaus in 2025, up from 11% in 2024 (1). That may be a small increase, but it reflects a growing push to use everyd ...