Combining $31,200 in annual Social Security benefits with $32,000 in investment income gives you a pre-tax income of $63,200. If you’re single and live in a location with average living expenses, this may be enough to fund a comfortable retirement. According to the Census Bureau , the median real inflation-adjusted income for a householder age 65 or older in 2022 was $50,290, about $12,910 less than what you would have in our hypothetical scenario. However, a financial advisor can help you design a retireme ...