If you’re a service member, veteran, or spouse who qualifies for a VA home loan, you may wonder whether you should automatically buy a home using a VA loan or opt for another type of mortgage, like an FHA loan. The answer depends on your credit score and financial situation, how much you have for a down payment, the property you’re buying, and other factors. Who qualifies for VA and FHA loans? Veterans and military service members have a range of loan options available to them. Depending on their quali ...