Summary: Western Alliance Bank, a subsidiary of Western Alliance Bancorporation, is an FDIC-insured bank headquartered in Phoenix. It offers small business, commercial, and personal banking products and services across several divisions. Western Alliance Bank product overview (personal) Personal checking This is a standard checking account option with a minimum opening deposit of $100 and a monthly service fee of $5. It’s possible to get the fee waived if you have one monthly recurring direct deposit, ...