| --- | --- | |----------------------------------------------------|-------| | | | | Earnings Results 3rd Quarter 2023 OCTOBER 18, 2023 | | Disclaimer 2 This presentation may contain forward-looking statements regarding M&T Bank Corporation ("M&T") within the meaning of the Private Securities Litigation Reform Act of 1995 and the rules and regulations of the Securities and Exchange Commission ("SEC"). Any statement that does not describe historical or current facts is a forward-looking statement, including ...