Company Participants Ebrahim Poonawala - BofA Securities Manan Gosalia - Morgan Stanley John Pancari - Evercore ISI Dave Rochester - Compass Point Bill Carcache - Wolfe Research Matthew O'Connor - Deutsche Bank Ken Usdin - Jefferies Gerard Cassidy - RBC Capital Markets Steven Alexopoulos - JPMorgan Brian Foran - Autonomous Research I would now like to hand the conference over to Brian Klock, Head of Markets and Investor Relations. Please go ahead. Once there, you can click on the Investor Relations link and ...