M&T Bank Corporation (NYSE:MTB) Q4 2021 Earnings Conference Call January 20, 2021 11:00 AM ET Company Participants Brian Klock - Head of Markets and IR Donald MacLeod - Director, IR Darren J. King - EVP & CFO Conference Call Participants John Pancari - Evercore ISI Ken Usdin - Jefferies Gerard Cassidy - RBC Capital Markets Christopher Spahr - Wells Fargo Dave Rochester - Compass Point Ebrahim Poonawala - Bank of America Erika Najarian - UBS Matt O'Connor - Deutsche Bank Operator Good morning and welcome to ...