Navient Corporation (NASDAQ:NAVI) Q4 2021 Results Earnings Conference Call January 26, 2022 8:00 AM ET Company Participants Nathan Rutledge - Head, IR Jack Remondi - President & CEO Joe Fisher - Executive VP & CFO Conference Call Participants Sanjay Sakhrani - KBW Arren Cyganovich - Citi Rick Shane - JPMorgan Moshe Orenbuch - Credit Suisse Mark DeVries - Barclays John Hecht - Jefferies Bill Ryan - Seaport Research Operator Good day. And thank you for standing by. Welcome to the Navient Fourth Quarter 2021 E ...