Catherine Mealor Okay. Great. And it seems like you still feel like you have capacity in your branch network to grow your funding through core CDs, not having to really tap the brokered market yet, even if your loan growth kind of continues at this $1 billion, $1.5 billion per quarter pace, is that a fair conclusion from what you were saying earlier? Cindy Wolfe It is there. We -- if you look at our branches in the aggregate, now we're in a lot of small markets as well as metro markets. So the nature of our ...