Bank OZK. (NASDAQ:OZK) Q4 2021 Earnings Conference Call January 21, 2022 11:00 AM ET Company Participants Tim Hicks - Chief Credit and Administrative Officer George Gleason - Chairman and CEO Brannon Hamblen - President Greg McKinney - CFO Cindy Wolfe - Chief Banking Officer Conference Call Participants Catherine Mealor - KBW Timur Braziler - Wells Fargo Stephen Scouten - Piper Sandler Michael Rose - Raymond James Jennifer Demba - Truist Matt Olney - Stephens Brock Vandervliet - UBS Brian Martin - Janney Mo ...