Bank OZK (NASDAQ:OZK) Q4 2020 Earnings Conference Call January 22, 2021 11:00 AM ET Company Participants Tim Hicks - Chief Administrative Officer & Executive Director, IR George Gleason - Chairman & CEO Greg McKinney - CFO Brannon Hamblen - President & COO, Real Estate Specialties Group Conference Call Participants Ken Zerbe - Morgan Stanley Timur Braziler - Wells Fargo Matt Olney - Stephens Catherine Mealor - KBW Brian Martin - Janney Montgomery Scott Stephen Scouten - Piper Sandler Arren Cyganovich - Citi ...