Q2 Holdings, Inc. (NYSE:QTWO) Q4 2019 Earnings Conference Call February 20, 2020 8:30 AM ET Company Participants Steve Calk – Director-Investor Relations Matt Flake – Chief Executive Officer Jennifer Harris – Chief Financial Officer Conference Call Participants Sterling Auty – JPMorgan Tom Roderick – Stifel Brian Peterson – Raymond James Terry Tillman – SunTrust Robinson Joseph Vafi – Canaccord Bob Napoli – William Blair Mayank Tandon – Needham Peter Heckmann – Davidson Andrew Schmidt – Citi Brett Huff – St ...