Synchrony Financial (NYSE:SYF) Q4 2021 Earnings Conference Call January 28, 2022 8:00 AM ET Company Participants Kathryn Miller – Senior Vice President, Director of Investor Relations Brian Doubles – President and Chief Executive Officer Brian Wenzel – Executive Vice President and Chief Financial Officer Conference Call Participants Sanjay Sakhrani – KBW Moshe Orenbuch – Credit Suisse Ryan Nash – Goldman Sachs Arren Cyganovich – Citi Betsy Graseck – Morgan Stanley Don Fandetti – Wells Fargo Kevin Barker – P ...