Synchrony Financial (NYSE:SYF) Q3 2020 Earnings Conference Call October 20, 2020 8:30 AM ET Company Participants Greg Ketron - Director, Investor Relations Margaret Keane - Chief Executive Officer Brian Doubles - President Brian Wenzel - Executive Vice President & Chief Financial Officer Conference Call Participants John Hecht - Jefferies Moshe Orenbuch - Credit Suisse Mihir Bhatia - Bank of America Rick Shane - JPMorgan Betsy Graseck - Morgan Stanley Bill Carcache - Wolfe Research Vincent Caintic - Stephen ...