2020 THIRD QUARTER EARNINGS CONFERENCE CALL NOVEMBER 4, 2020 2020 THIRD QUARTER EARNINGS CONFERENCE CALL 3Q2020 3Q2019 YTD2020 YTD2019 Net income (loss) per diluted share $(1.49)$ (0.09) $(4.15)$ 1.48 After-tax net realized investment gains (losses) $0.48$ 0.31 $(1.97)$ 1.54 Goodwill impairment $(0.60)$ 0.00 $(0.60)$ 0.00 Adjusted operating income (loss) per share $(1.37)$ (0.40) $(1.58)$ (0.06) Catastrophe losses per share $1.75$ 0.61 $3.83$ 1.38 GAAP combined ratio 124.4% 110.0% 113.5% ...