Universal Insurance Holdings, Inc. (NYSE:UVE) Q3 2019 Earnings Conference Call October 31, 2019 9:00 AM ET Company Participants Rob Luther - VP, IR & Corporate Strategy Steve Donaghy - CEO Frank Wilcox - CFO Jon Springer - President & Chief Risk Officer Conference Call Participants Christopher Campbell - KBW Operator Good morning, ladies and gentlemen, and welcome to the UVE Third Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-only-mode. After the speakers remarks ther ...