Universal Insurance Holdings, Inc. (NYSE:UVE) Q2 2019 Earnings Conference Call August 1, 2019 8:30 AM ET Company Participants Rob Luther - VP, IR & Corporate Strategy Steve Donaghy - CEO Frank Wilcox - CFO Jon Springer - President & Chief Risk Officer Conference Call Participants Christopher Campbell - KBW Samir Khare - Capital Returns Management Operator Good morning, ladies and gentlemen, and welcome to the UVE Second Quarter 2019 Earnings Conference Call. At this time, all participants are in a listen-on ...