Univest Financial Corporation (NASDAQ:UVSP) Q4 2021 Earnings Conference Call January 27, 2022 9:00 AM ET Company Participants Jeffrey Schweitzer – President and Chief Executive Officer Michael Keim – Chief Operating Officer and President Brian Richardson – Chief Financial Officer Conference Call Participants Michael Thereto – Private Investor Frank Schiraldi – Piper Sandler Operator Hello, and welcome to the Univest Financial Corporation Fourth Quarter and Year-End 2021 Earnings Call. My name is Alex an ...