Univest Financial Corporation (NASDAQ:UVSP) Q4 2020 Earnings Conference Call January 28, 2021 9:00 AM ET Company Participants Jeffrey M. Schweitzer - President & CEO Brian J. Richardson - EVP and CFO Michael S. Keim - President of Univest Bank & Trust Conference Call Participants Michael Perito - KBW Frank Schiraldi - Piper Sandler Matthew Breese - Stephens Incorporated Operator Good day and welcome to the Univest Financial Corporation Fourth Quarter and Year-End 2020 Earnings Conference Call. All participa ...