A strong bank for a sustainable world 2022 Results Excellent performance and Balance sheet further strengthened Delivering on Business Plan commitments and ready to further succeed in the future February 3, 2023 MIL-BVA362-03032014-90141/VR Net income at €5.5bn when excluding Russia de-risking, driven by high-quality earnings, exceeding >€5bn 2022 Business Plan target €5.5bn FY22 Net income (€1.1bn in Q4) when excluding Russia de-risking(1), 2022 Business Plan target of >€5bn exceeded €4,354m FY22 stated Ne ...