Intesa Sanpaolo S.p.A. (OTCPK:ISNPY) Q4 2021 Earnings Conference Call February 4, 2022 4:00 AM ET Company Participants Carlo Messina - Chief Executive Officer Stefano Del Punta - Chief Financial Officer Marco Delfrate - Investor Relations Andrea Tamagnini - Investor Relations Conference Call Participants Antonio Reale - Morgan Stanley Alberto Cordara - Bank of America Andrea Filtri - Mediobanca Delphine Lee - JPMorgan Domenico Santoro - HSBC Azzurra Guelfi - Citi Benjie Creelan-Sandford - Jefferies Christia ...