January 6, 2025 05:08 AM GMT US Banks | North America How Willing Is Your Bank to Pay Up for Deposits? December 2024 Short-term CD Rates continue to come down, long-term CD rates were stable: In line with the Fed cutting cycle, banks continue to bring down rates offered on short- term (1-12 month) CDs. Rates on Long-term (13-36 month) CDs were stable as banks had already been reducing these offerings well ahead of Fed cuts. CD Rates Data Summary: Investment recommendations: Our Overweight-rated banks (in or ...