Citizens Financial Group (CFG) 2025 Conference June 10, 2025 09:45 AM ET Speaker0 Alright. Up next, we have, citizens I'll get through a quick disclosure. For important disclosures, please see the Morgan Stanley research disclosure website at morganstanley.com/researchdisclosures. The taking of photographs and use of recording devices is not allowed. If you have any questions, please reach out to your Morgan Stanley sales representative. And with that out of the way, we're delighted to have with us today Do ...