Bank of America (BAC) 2025 Conference June 11, 2025 10:30 AM ET Speaker0 Kick off with our disclosure commentary. So for important disclosures, please see the Morgan Stanley Research Disclosure website at ww.morganstanley.com, morganstanley.com/researchdisclosure. And taking a photograph use of recording devices is also not allowed. If you have any questions, reach out to your Morgan Stanley sales representative. Okay. With that out of the way, we are so thrilled and delighted to have with us today Brian Mo ...