Oscar Health (OSCR) FY 2025 Conference September 03, 2025 10:15 AM ET Speaker0Yes. Good morning, everyone. Steve Baxter, the healthcare services analyst here at Wells Fargo. We are very pleased to have Oscar help us today. Oscar is one of the largest players in the individual or exchange market in addition to the aspirations it has in ICRA and other areas of platform monetization.From the company, pleased to be joined by CFO, Scott Blackley. Thanks again for being here. Any kind of opening remarks you'd lik ...