U.S. Bancorp (NYSE:USB) FY Conference September 09, 2025 09:45 AM ET Company ParticipantsJohn Stern - Chief Financial OfficerGunjan Kedia - CEOConference Call ParticipantsJason Goldberg - Bank AnalystJason GoldbergMoving right along. I'm very pleased to have U.S. Bancorp with us from the company, Gunjan Kedia, CEO. Became CEO in April of this year, so not that long ago. John Stern, Chief Financial Officer, thank you for being with us. We'll put up the first ARS question that we've been asking all the compan ...