Independent Bank (NasdaqGS:IBCP) Q3 2025 Earnings Call October 28, 2025 11:00 AM ET Speaker4Hello everyone, and welcome to the Independent Bank Corporation Report 2025 Third Quarter Results. My name is Ezra, and I will be your coordinator today. If you would like to ask a question, press star followed by one on your telephone keypad. If you change your mind, press star followed by two. We will be taking questions at the end of the presentation. I will now hand you over to Brad Kessel, President and CEO, to ...