NBT Bancorp (NasdaqGS:NBTB) Q3 2025 Earnings Call October 28, 2025 10:00 AM ET Company ParticipantsAnnette Burns - CFOJoe Stagliano - PresidentScott Kingsley - CEO and PresidentMark Fitzgibbon - Head of FSG ResearchFeddie Strickland - Director of Equity ResearchSteve Moss - Director of BankingConference Call ParticipantsMatthew Breese - Managing Director and Research AnalystDavid Conrad - Managing Director and Senior Equity AnalystOperatorToday, everyone, welcome to the conference call covering NBT Bancorp' ...