Navient (NasdaqGS:JSM) Q3 2025 Earnings Call October 29, 2025 08:00 AM ET Speaker3Good morning and welcome to the Navient third quarter 2025 earnings conference call. This call is being recorded. Currently, all participants are in listen-only mode. Following the remarks, we will conduct a question and answer session. Instructions will be provided at that time. If anyone should require assistance during the call, please press the star key followed by zero on your telephone keypad at this time. I'll now turn ...