Navient (NasdaqGS:JSM) Q3 2025 Earnings Call October 29, 2025 08:00 AM ET Company ParticipantsJoe Fisher - CFODavid Yowan - CEOJen Earyes - Head of Investor RelationsConference Call ParticipantsRyan Shelley - AnalystMoshe Orenbuch - Senior Equity Research AnalystMark DeVries - Senior Equity Research AnalystSanjay Sakhrani - AnalystBill Ryan - Senior Equity AnalystMihir Bhatia - Equity Research AnalystRick Shane - Senior Equity Research AnalystJeff Adelson - AnalystOperatorGood morning and welcome to the Nav ...