Heritage Insurance (NYSE:HRTG) Q3 2025 Earnings Call November 06, 2025 09:00 AM ET Speaker0Good morning and welcome to the Heritage Insurance Holdings third quarter 2025 earnings conference call. Please note today's event is being recorded. I would now like to turn the conference over to Kirk Lusk, Chief Financial Officer for the company. Please go ahead.Speaker2Good morning and thank you for joining us today. We invite you to visit the investor section of our website, investors.heritagepci.com, where the e ...