UnitedHealth Group (NYSE:UNH) Q4 2025 Earnings call January 27, 2026 08:00 AM ET Speaker2Good morning and welcome to the UnitedHealth Group Fourth Quarter and Full Year 2025 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group's prepared remarks. As a reminder, this call is being recorded. Here is some important introductory information. This call contains forward-looking statements under U.S. federal securities laws. These statements are subject to risks and uncertainties ...