2nd Quarter Earnings July 17, 2026 Exhibit 99.3 Second Quarter Overview Continue to deliver consistent, sustainable long-term performance 2 | Key Performance Metrics | 2Q26 | | | --- | --- | --- | | | Reported | Adjusted(1) | | Net Income Available to Common Shareholders | $549M | $583M | | Diluted Earnings Per Share | $0.64 | $0.68 | | Total Revenue | $1,907M | $1,947M | | Non-Interest Expense | $1,121M | $1,116M | | Pre-Tax Pre-Provision Income(1) | $786M | $831M | | Efficiency Ratio | 58.3% | 56.9% | | N ...