JULY 24, 2026 Business Highlights Our ability to achieve our full-year 2026 guidance is subject to the macroeconomic environment, as well as contingencies and other factors beyond our control. Refer to "Cautionary Note Regarding Forward-Looking Statements" at the end of this presentation. Refer to the Statistical Tables for the second-quarter 2026, available on the American Express Investor Relations website at ir.americanexpress.com, for certain defined terms used in this presentation and/or our related in ...