3Q 2023 Earnings Release Webcast Presentation Total noninterest expense increased $1.5 million from LQ while total operating expense increased $1.0 million 9 (1) Please refer to the appendix for disclosures regarding non-GAAP measures $9.1 $8.7 $8.0 $5.9 $5.9 $4.0 $2.8 $2.5 $2.0 $1.2 0.18% 0.13% 0.06% 0.40% 0.11% 3Q22 4Q22 3Q23 1Q23 2Q23 ■ – The allowance for credit losses as a percentage of end-of-period loans was 1.51%, which is a decrease of 1bps from LQ 10 ● ● 11 3Q 2023 Earnings Release Webcast Present ...