RETAIL SALES TYPICAL MARGIN: 35% - 45% FIRSTCASH HOLDINGS, INC. P . 5 NASDAQ: FCFS PAWN RECEIVABLES ARE FULLY COLLATERALIZED AND NOT SUBJECT TO CONSUMER CREDIT RISK CREDIT TIGHTENING BY UNSECURED LENDERS DRIVES INCREASED DEMAND FOR PAWN February 2023 Cautionary Statement Regarding Forward-Looking Statements FIRSTCASH HOLDINGS, INC. P . 2 — U.S. Pawn Segment: Operations in 25 States and the District of Columbia — RETAIL POS PAYMENT SOLUTIONS SEGMENT: AMERICAN FIRST FINANCE ("AFF") PROVIDES LEASE-TO-OWN ("LTO ...