Adoption of IFRS 17 $MM, except EPS Q1/24 Y/Y Q/Q Reported Net Income$2,199 25% 62% Diluted EPS $1.68 24$8,433 6% 2% Expenses $4,739 6$3,694 6% 35% Productivity Ratio2 56.2% 20 bps (1,060 bps) Net Interest Margin (NIM)3 2.19% 8 bps 4 bps Risk Adjusted Margin (RAM)4 1.77% (6 bps) 17 bps PCL Ratio2 50 bps 17 bps (15 bps) PCL Ratio on Impaired Loans2 49 bps 20 bps 7 bps Return on Equity2 11.8% 200 bps 480 bps Return on Tangible Common Equity3 14.6% 220 bps ...