Navient Corporation. (NASDAQ:NAVI) Q4 2023 Earnings Conference Call January 31, 2024 8:00 AM ET Company Participants Jen Earyes - Vice President, Investor Relations David Yowan - President and Chief Executive Officer Edward Bramson - Vice Chair of the Board of Directors Joe Fisher - Executive Vice President and Chief Financial Officer Conference Call Participants Mark DeVries - Deutsche Bank Arren Cyganovich - Citi Moshe Orenbuch - TD Cowen William Ryan - Seaport Research Partners Sanjay Sakhrani - KBW John ...