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The stock's plunge may not be warranted. SoFi Technologies (SOFI 5.06%) recently shifted from a hyped-up growth stock to a profitable fintech powerhouse. Some investors took their gains as SoFi reached its goal of profitability, and SoFi stock is down 30% this year. It's now trading below $7 and close to its lowest-ever levels. Is SoFi stock ever going back up? Or should you avoid it? Growth + profits = a great business SoFi is an all-digital financial services app that offers lending, banking, and other se ...

Positive Earnings and the SOFI Stock Outlook SoFi recently released their excellent Q1 2024 results. The company reported 37% revenue increase and a positive net income. Although the stock remains 72% below its peak, SoFi's growth potential goes beyond sales and earnings, making it a promising value stock to own in the long-term. Sectors such as its Financial Services and Technology Platforms drove SoFi's growth. It contributed 42% of its net revenue, shifting to a more balanced revenue mix. Moreover, the f ...

Over the past month, shares of this company have returned -0.1%, compared to the Zacks S&P 500 composite's +2% change. During this period, the Zacks Technology Services industry, which SoFi Technologies falls in, has gained 1.6%. The key question now is: What could be the stock's future direction? SoFi Technologies, Inc. (SOFI) is one of the stocks most watched by Zacks.com visitors lately. So, it might be a good idea to review some of the factors that might affect the near-term performance of the stock. Al ...

SoFi's recent plunge in the days following its earnings announcement could be an excellent dip-buying opportunity for long-term investors.SoFi Technologies (SOFI -1.70%) recently reported solid first-quarter earnings as its lending business slowed, while two of its newer revenue streams boosted it. The company beat analysts' estimates and raised its annual earnings guidance, but that didn't stop the stock from falling more than 10% after its announcement. The dip could prove to be an opportunity for long-te ...

This fast-growing digital bank deserves a closer look from investors.SoFi Technologies (SOFI -1.70%) just reported solid 2024 first-quarter results. Revenue jumped 37% year over year, and the digital-banking provider posted its second straight positive-net income. These are encouraging signs.Nonetheless, the fintech stock remains about 72% off its peak price (as of May 6). Investors looking to score huge long-term returns might have their eyes on this business, especially as it has potential to continue gro ...

Dilok Klaisataporn I last wrote about SoFi Technologies (NASDAQ:SOFI) on February 5, 2024, several days after it jumped around 20% in response to great earnings and almost immediately dropped back to its previous price before reporting its fourth-quarter 2023 results. I had recommended a buy following that pullback. SoFi reported its most recent results, first quarter 2024 earnings, on April 29, before the bell, and the results looked great. The company beat analysts' revenue estimates by 3.6% and beat anal ...

SoFi stock is down nearly 30% so far this year.Financial services businesses aren't exactly the most exciting. However, banks and brokerage stocks have proven to be solid investment choices over a long-term horizon.In fact, billionaire investor Warren Buffett has held positions in financial services companies, including American Express, Visa, Mastercard, and Bank of America, for years. The main reason for his conviction is that despite the mundane nature of these businesses, they tend to generate steady ca ...

文章核心观点 - SoFi Technologies是一家在2021年上市的在线银行,已经超越了其作为贷款合作社和热门首次公开募股(IPO)股票的起源,正在展示规模化的盈利性增长,并拥有巨大的长期机遇 [1] - 尽管SoFi在2023年第一季度报告了另一个出色的季度,但其股价却下跌了30%,这似乎是一个矛盾的情况 [2][3][4][5] - 分析师认为,SoFi仍有超过70%的上涨空间,因为公司正在不断增加会员和产品,并且其银行业务的利润率和资产回报率都很高 [6][7][8][9] 公司表现总结 1) 收入增长37%至6.45亿美元,调整后EBITDA增长91%至1.444亿美元,净收益为8800万美元(包括一次性收益) [3] 2) 会员和产品均增长35%,分别达到810万和1100万 [4] 3) 贷款业务收入略有下降,但净利息收入增长33%,各类贷款(个人、学生和房贷)均有增长,其中房贷增长274% [5] 行业机会总结 1) SoFi的存款有90%来自直接存款会员,这些是高质量的专业人士,有良好的信用记录 [6][7] 2) 这推动了借记卡支出的三倍增长,降低了资金成本,净利差扩大至5.9% [7] 3) 银行业务实现净收益1亿美元,利润率21%,有形股本回报率11.7% [7] 4) SoFi可以长期维系与学生和年轻专业人士的关系,从而获得高客户终身价值和持续增长 [8][9]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39606 SoFi Technologies, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 234 1st Street San Francisco, California (Address of principal executive offices) ...