Let's bring in Sofi's Liz Thomas, New York Life Investments Lauren Goodwin, Morgan Stanley, Wealth Management's Ellen Zner. It's great to have everybody here on the desk with us. All right, Liz, you first.What do you think about what Mr. . Lakos had to say. Base case 7500, bull case 8,000.>> So, when I look at in 2026, first of all, to your point, not a lot of bears to be found. And I think that's warranted. There aren't a lot of really strong reasons to be bearish into 2026 aside from looking at the market ...

Key Takeaways Digital wallets, cards and online checkouts keep replacing cash, lifting payment volumes into 2026.Lower interest rates will improve consumer spending and credit conditions across the payments industry.COF, SOFI and OPFI are leveraging tech, scale and innovation to tap long-term payment demand.The global payments industry is gearing up for 2026 with a positive growth environment, driven by the ongoing transition to digital and electronic payment methods. While consumer spending continues to gr ...

Key Takeaways SoFi is gaining from rising digital banking demand and Galileo's traction with financial institutions.XYZ's Cash App and Square units fuel growth despite macro headwinds and stiff fintech competition.CRCL expands via USDC, planned partnerships and early traction for its Circle Payments Network and Arc chain.In today’s fast-moving digital economy, traditional payment methods are increasingly seen as slow, fragmented and inefficient. Consumers and businesses are gravitating toward payment soluti ...

Now you can get access to the latest and highest-quality analysis of recent Wall Street buying and selling ideas with just one subscription to Beyond the Wall Investing ! There is a free trial and a special discount of 10% for you. Join us today!Daniel Sereda is chief investment analyst at a family office whose investments span continents and diverse asset classes. This requires him to navigate through a plethora of information on a daily basis. His expertise is in filtering this wealth of data to extract t ...

The launch of Culture & Cashmere follows Cashmere and SoFi's previous announcement expanding SoFi Invest's alternative investments to include The Cashmere Fund. SoFi members can invest in early-stage companies with Cashmere through the Cashmere Fund, a professionally managed fund with accessible minimums and streamlined access via the SoFi app. To learn more, visit www.sofi.com/invest. You can watch or listen to Culture & Capital on YouTube, Spotify, and Apple Podcasts. Culture & Capital launches today, off ...

High-yield savings account rates have been falling, but some of the best accounts still pay above 4% APY. In order to get the highest interest rate possible on your savings, it’s important to do your research and find competitive offers. Not sure where to start? Here’s a closer look at savings interest rates today and where you can find the best ones. Where are the best savings interest rates today? The average interest rate on a traditional savings account is only 0.40%, according to the FDIC. However, ...

SoFi Technologies could have another banner year, assuming the growth story stays intact for the fintech rising star.Since the start of 2025, the share price of SoFi Technologies (SOFI 5.35%) has jumped over 75%. This strong price appreciation outpaced major indexes like the S&P 500 (up 17% over this same time frame).But new and existing investors are generally more interested in future potential than past performance. Can shares in this fast-growing fintech continue to perform well over the next 12 months? ...

Key Points Robinhood has delivered excellent growth rates across multiple business categories, especially crypto trading transactions. SoFi is approaching 1 million members and recently brought back crypto trading. Deciding which fintech stock is the better buy depends on how you feel about their crypto trading platforms. 10 stocks we like better than Robinhood Markets › Robinhood Markets (NASDAQ: HOOD) and SoFi Technologies (NASDAQ: SOFI) have outperformed the S&P 500 this year due to strong dem ...

A SoFi account can provide a base 3.60% APY, but new clients can get a 0.70% boost for up to 6 months for a total APY of 4.30%. That’s over ten times the national deposit savings rate, according to the FDIC’s November report.These function like regular savings accounts but offer much higher interest rates. For example, a SoFi checking and savings account can help you build your wealth base through a combination of high-interest rates, zero fees and ease of access.Rather than spending more, many households a ...

The market wasn't pleased with the news.SoFi Technologies (SOFI +0.67%) is on a roll. It has wowed investors with its strong growth and customer add-ons, it's launching new products to keep up the momentum, and SoFi stock is up nearly 80% year to date.However, the stock dropped last week on the news that the company is issuing $1.5 billion in new stock. Let's check out what it's all about and why the market wasn't happy. SoFi is in growth modeCompanies typically raise cash through equity offerings to fund o ...