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Provident Financial (PROV) - 2025 Q4 - Annual Results

Exhibit 99.1 3756 Central Avenue NEWS RELEASE Riverside, CA 92506 (951) 686-6060 Page 1 of 16 PROVIDENT FINANCIAL HOLDINGS REPORTS FOURTH QUARTER AND FISCAL YEAR 2025 RESULTS Net Income of 1.63millionintheJune2025Quarter,Down121.63 million in the June 2025 Quarter, Down 12% from the Sequential Quarter and Down 17% from the Comparable Quarter Last Year Net Interest Margin of 2.94% in the June 2025 Quarter, Down Eight Basis Points from the Sequential Quarter, Up 20 Basis Points from the Comparable Quarter Last Year Loans Held for Investment of ...