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First Foundation (FFWM) - 2025 Q2 - Quarterly Results

First Foundation Inc. (NYSE: FFWM) July 31, 2025 cost deposits. ● Continued strong credit performance with net charge-offs of only 0.1millioninthequarter.Loantodepositratioof93.40.1 million in the quarter. ● Loan to deposit ratio of 93.4% as of June 30, 2025. ● Cost of deposits decreased 9 basis points from the prior quarter, and 54 basis points from the year-ago quarter, to 2.95%. ● Maintained strong liquidity and capital positions: - Total liquidity of 3.5 billion as of June 30, 2025. - Liquidity to uninsured and uncollateralized deposits Exhibit 99 ...